Welcome!! Beware....digi-scrapbooking is VERY adictive!! I stumbled on it 2 years ago and have not touched my paper scrapping since.
It is easy to see how it is addictive. So far, creating paper and elements has been lots of fun, but I still print them out and layer them on the cards I am working on. Being such a hands on, tactile person, I still love sitting down and making a mess putting my scrapbooking and collage art cards together by hand. Although, it looks like digital will be a lot easier to clean up after. Both ways seem to have lots of benefits to enjoy which is wonderful.