I'm with you on this, Kim
I read a quote somewhere from a seamstress - people were giving her a hard time about all the fabric she was collecting and never using. Her reply was "I just like to look at it. I don't see what the problem is - stamp collectors collect stamps all the time and never send them!"
Count me in as a collector! Although, I've found myself here lately using more and more of my stash and actually thinking before I buy something. I also have several kits that I use over and over again & I have several sets of solid papers that I really go to again and again.
So, here's my answer: All of the above!