Ok, here's the final step:
Step 1: Choose a frame for your photo (not a mat or mask)
Step 2: Using a copy of the photo, clip it to a mask or blend the photo in a background paper of your choice that also coordinates with the blended/clipped photo and framed photo.
Step 3: Arrange Frame photo in top left area of your page
Step 4: Add clustering to your framed photo of at leave 5 different items
Step 5: Duplicate some of the 5 items you use for clusting and make another cluster and place in one of the three corners of your page
Step 6: At a least two sentences of journaling
Step 7: Date it and upload to the Gallery :)
I'll be stalking the gallery for the next hour...Can't wait to see your layouts :)