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After almost losing EVERYTHING on my hard drive, I opted to use Carbonite. I am very happy with it so far. For $55 for an entire YEAR, it automatically backs up all files of your choosing everytime your PC is connected to the internet. It took nearly a month for my first back up to complete, but it happens fairly quickly now. The first takes a while because you're starting from scratch, but once it's all done, Carbonite backs up the new/changed files each time the PC connects to the internet. It is all automatic and behind the scenes. You know a file is backed up because there is a little green dot next to it. I don't know anything about Mozy, but I have heard good things about it too. Bottom line ... I recommend doing something to keep your photo files safe.
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