Hi and welcome! You have come to the right place lol!
If you need anything just holler and we'll be right here to help out.
First thing you need to do it get a scrapbooking program. I use Photoshop CS3 and used to use Photoshop Elements 5. There should be a 30 day trial for them on Photoshop's web site. Gimp is a free one, but I've never used it so I'm not sure how it works. I'm sure there are a ton more and some of the other girls can chime in with those lol.
Now I will say, I learned Elements on my own and I missed out on some really cool tools because I didn't know how to use them or what they did. We offer classes here at GDS and I have taken many of them myself. They are fantastic! So if you go a photoshop route you might want to check them out.
I can't wait to see you jump in there and start creating!
Be warned....It's addictive!! lol.