"... When dragging an item onto the template, it has to be from another active window-so you cannot drag from the project bin (at the bottom) directly onto your page...."
Thanks so much...this was exactly what I was doing wrong...works like a charm when I do it right!! lol!!
I am just beginning to "practice" with digital scrapping....I've been "lurking" for a while & love the look of the layouts that everyone creates. I've used a few quick pages & thought the next progression would be the templates....I'm determined to get to the other side of the learning curve!!
Thanks again for the help!